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Terms of Service

Habsy Terms of Service

Welcome to Habsy! These Terms of Service (“Terms”) explain the rules for accessing and using Habsy’s websites, apps, and related services (collectively, the “Services”). Please take a moment to read them—these Terms help keep Habsy safe, reliable, and fair for everyone.
By creating an account, accessing, or using the Services, you confirm that you have read, understood, and agree to these Terms. If you have questions, contact us at support@habsy.ai.
If you use the Services on behalf of a company or other entity, you represent that you have the authority to bind that entity to these Terms. In that case, “you” and “your” refer to both you and
that entity.

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Last Updated: December 26, 2025

1. Who We Are

The Services are operated by Habsy Inc. (“Habsy,” “we,” “us,” or “our”).
Canada Office:
HABSY INC
300-181 University Ave
Toronto, ON M5H 3M7
Canada

India Office:
#62\6, Ground Floor, Anekal BG Road, Near Tent Jigani
Anekal Taluk, Bangalore, Karnataka 560105
India

Operational roles and global presence. Habsy has a physical presence in Canada and India, and is expanding globally to support customers across regions. Our Canada office functions as our primary compliance and corporate operations hub, supporting our broader global compliance framework. Our India office supports R&D and product development, enabling continuous improvement of the Services. We may establish additional offices and operational teams in other regions to support customers and scale our operations.

2. Definitions (Quick Reference)

“Content” means information, text, images, contact details, files, links, and other materials submitted to or generated through the Services.

“User Content” means Content you submit, upload, scan, import, or share through the Services.

“Contact Data” means contact information about you and/or others (e.g., business cards, profiles, emails, phone numbers).

“Subscription” means a paid plan (or seat-based plan) for access to certain features.

3. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will provide reasonable advance notice (for example, through the Services, email, or an in-app notice) and indicate the effective date of the updated Terms. Changes may take effect immediately where required by law, for security reasons, to prevent fraud or abuse, or to reflect newly released features. Your continued use of the Services after the effective date means you accept the updated Terms.

4. Eligibility

The Services are intended for business and professional use. You must be at least 16 years old to use the Services (or the minimum age required in your jurisdiction to consent to use online services). If you are under the age of majority where you live, you may use the Services only with a parent/guardian’s permission and, where required by law, supervision.

5. Your Account

To access and use the Services, you must create an account and provide information that is accurate, current, and complete.
You agree to:
Keep your login credentials secure and not share them with others.
Maintain accurate account information and update it promptly if it changes.
Notify us promptly if you suspect unauthorized access to your account or any security incident related to your account.
You are responsible for all activity that occurs under your account, except to the extent it results from Habsy’s failure to maintain the security of the Services

5.1 Business / Team Accounts

If you use the Services through an organization (for example, a “Teams” or “Enterprise” plan), your organization’s administrator(s) may be able to manage user seats, permissions, and certain account settings.
Your organization’s use of the Services may also be governed by an order form, statement of work, or master services agreement.

6. Subscriptions, Billing, Renewals

If you purchase a Subscription, the following terms apply.

6.1 Billing Channel (App Store / Google Play vs. Direct / Enterprise)

App Store / Google Play purchases. If you subscribe through Apple’s App Store or Google Play, those platforms process your payment and their billing terms may apply (including how taxes, refunds, cancellations, and price changes are handled). Your account access is still governed by these Terms, but store billing rules control billing-related items where applicable.
Direct / Enterprise purchases. Subscriptions purchased through Habsy’s corporate sales channel (including via an enterprise order form) will be billed by Habsy (or its payment processor) in accordance with these Terms and, where applicable, the enterprise agreement. For enterprise inquiries, contact Enterprise@habsy.ai.


6.2 Fees and Payment Timing


Subscription fees are generally billed in advance (monthly, annually, or as otherwise described at checkout or in an order form).


6.3 Taxes, Duties, and Platform Fees (Global)

● Prices exclude applicable taxes unless stated otherwise.
● Depending on your location and the billing channel, we (or the platform/payment processor) may charge or collect applicable taxes such as VAT, GST/HST, sales/use tax, and similar charges.
● You are responsible for any bank fees, foreign exchange fees, withholding taxes, and similar charges that may apply to your payment method or jurisdiction, unless prohibited by law or explicitly stated otherwise.
● If you are eligible for a tax exemption, you must provide valid documentation (such as a tax ID) before the charge is processed.

6.4 Auto-Renewal

Subscriptions typically renew automatically at the end of each billing period unless you cancel before the renewal date.

6.5 Cancellations

You can cancel by following the instructions in the Services, through the app store subscription settings (if you purchased through Apple/Google), or by contacting support. Unless required otherwise by applicable law, cancellation takes effect at the end of the current billing period.

6.6 Refunds (General Rule)

Fees are non-refundable except where required by law or explicitly stated in a written agreement with Habsy. If you purchased through the App Store or Google Play, refund requests may be subject to the platform’s refund policies and processes.

6.7 Price Changes

We may change pricing for future billing periods with reasonable notice. Price changes will not apply retroactively to a current prepaid period. For App Store / Google Play subscriptions, price changes may be implemented subject to the platform’s rules and notice requirements.

6.8 Failed Payments

If a payment fails or becomes overdue, we may suspend or limit access to paid features until payment is received, and we may charge any applicable reactivation fees where permitted by law.

7. What You Can (and Can’t) Do

7.1 Permitted Use

You may use the Services for lawful business and personal networking purposes, including creating and sharing your digital business card, capturing contacts you are entitled to collect, and managing your professional network.
7.2 Prohibited Use

You agree not to, and not to allow others to:
● use the Services for unlawful, harmful, deceptive, or abusive activities,
● send spam or unsolicited communications, or violate anti-spam laws (including CASL, CAN-SPAM, and applicable Indian laws),
● scrape, crawl, harvest, or bulk-extract data from the Services (including contact lists) without our written permission,
● upload malicious code, attempt to bypass security measures, or interfere with the Services,
● impersonate others or misrepresent your affiliation,
● reverse engineer or attempt to derive source code except where prohibited by law,
● upload or share Content that infringes intellectual property, privacy, or other rights.
We may suspend or terminate access if we reasonably believe you violated these Terms or. created risk or harm to others, the Services, or Habsy

8. Contact Capture, Consent, and Your Responsibilities

Habsy helps you capture, store, organize, and share Contact Data (for example, contact details and related notes) through features such as business card scanning, QR or in-person exchanges, web forms, profile links, integrations, and manual entry.
You may also import Contact Data from other sources, including other digital business card providers, address books, spreadsheets (e.g., CSV files), email signatures, customer lists, CRM exports, or similar data sources. You are responsible for ensuring you have the legal right
and appropriate permissions to collect, upload, import, use, and share any Contact Data you provide to the Services.
If you use Habsy to communicate with contacts or to use Contact Data for outreach, marketing, or similar activities (including sending messages, emails, or invitations), you are responsible for complying with applicable privacy and marketing laws, including any requirements to obtain
consent, provide required disclosures, and honor opt-out or unsubscribe requests.
Contact Data may be shared from Habsy through features such as exporting contacts,, QR sharing, vCard or similar formats, and syncing or transferring data to third-party services (for example, CRMs, marketing platforms, collaboration tools, or productivity suites) where you enable those connections. You are responsible for configuring these features appropriately and ensuring that your use of any third-party service complies with its terms and applicable law.

9. AI Features and Data Enrichment (Important)

The Services may include features that use automation and artificial intelligence (including OCR, transcription, categorization, matching, deduplication, recommendations, enrichment, and summarization) (“AI Features”).
You understand and agree that:
Outputs are not guaranteed. AI-generated or automated outputs may be inaccurate, incomplete, misleading, or outdated, and may not be appropriate for all purposes.
You must use judgment. You should review and verify outputs before relying on them, especially for decisions that may affect individuals, compliance obligations, or business outcomes.
No enrichment warranty. Habsy does not warrant or guarantee the accuracy, completeness, legality, or timeliness of enrichment results, including data obtained from third-party sources or public information.
Third-party data limits. Where enrichment or verification relies on third parties, those sources may change, impose limitations, or contain errors, and availability may vary by region.
Your responsibility. You are responsible for your use of AI Features and outputs, including ensuring that your use of the Services, Contact Data, and any outputs complies with applicable law, your internal policies, and any obligations you have to third parties.
To the extent permitted by law, Habsy is not liable for decisions or actions you take based on AI outputs or enrichment results.

10. User Content, Ownership, and Licenses

10.1 Your Ownership
As between you and Habsy, you retain all right, title, and interest in and to your User Content. Habsy does not claim ownership of your User Content.
Habsy acts as a service provider for User Content you submit to the Services and will process User Content only on your instructions (as reflected in these Terms and your configuration of the Services), to provide, secure, and maintain the Services, and as otherwise permitted by
applicable law.
10.2 License You Grant Habsy
You grant Habsy a worldwide, non-exclusive, royalty-free license to host, store, back up, reproduce, process, transmit, and display your User Content solely as necessary to:
● provide and operate the Services,
● secure the Services and prevent fraud or abuse,
● troubleshoot, support, and improve functionality,
● comply with legal obligations and enforce these Terms, and
● perform analytics or service improvements in a manner consistent with our Privacy Policy.
This license continues only for as long as your User Content is stored in the Services (including any reasonable backup or archival retention periods described in our policies or required by law).
10.3 Feedback
If you provide suggestions, ideas, or feedback, you grant Habsy a perpetual, irrevocable, worldwide, royalty-free right to use, modify, and incorporate it into the Services without compensation or obligation to you.

11. Habsy Intellectual Property

The Services (including all software, source code, databases, models, workflows, user interfaces, designs, templates, logos, trademarks, service marks, and other content made available by Habsy) are owned by Habsy or its licensors and are protected by intellectual property and other applicable laws.


Except for the limited right to access and use the Services as expressly granted under these Terms, no rights or licenses are granted to you by implication or otherwise. You may not (and may not permit others to) copy, modify, translate, distribute, sell, lease, sublicense, publicly display, publicly perform, or create derivative works of the Services, or reverse engineer, decompile, or attempt to extract the source code of the Services, except to the extent such restrictions are prohibited by applicable law.


Habsy and its logos are trademarks of Habsy. All other trademarks or logos appearing in the Services are the property of their respective owners. Any unauthorized use of Habsy’s trademarks, branding, or content is prohibited.

12. Third-Party Services and Integrations

The Services may interoperate with or enable integrations to third-party products, services, or content (for example, CRMs, email providers, calendars, analytics tools, payment processors, and data enrichment sources) (“Third-Party Services”).
Your access to and use of any Third-Party Services is governed solely by the applicable third party’s terms, policies, and settings. Habsy does not control Third-Party Services and does not endorse, warrant, or assume responsibility for them, including their availability, security, accuracy, legality, or content.
If you enable a Third-Party Service, you authorize Habsy to exchange data with that service as needed to provide the integration. Habsy is not responsible for any acts or omissions of Third-Party Services, or for any issues arising from your use of, or reliance on, Third-Party Services, including interruptions, errors, data loss, or changes to third-party features or terms

13. Privacy and Data Protection

Our Privacy Policy explains how we collect, use, share, and protect personal information when you use the Services, and it forms part of these Terms by reference. We also maintain a dedicated Privacy page that provides additional details about our privacy practices and compliance approach.
Enterprise use. If you use the Services on behalf of an organization and Habsy processes personal data on your behalf as a service provider/processor, additional terms (such as a Data Processing Addendum (DPA)) may apply under your enterprise agreement.

14. Security

We maintain safeguards designed to protect the Services and reduce the risk of unauthorized access, use, or disclosure. Additional details about our security practices are available on our Security page and related documentation. However, no system can be guaranteed to be 100%
secure, and you acknowledge that use of online services carries inherent risk.

15. Suspension and Termination

You may stop using the Services at any time. You may also cancel your account in accordance with the instructions in the Services.
Habsy may suspend, restrict, or terminate your account or access to the Services (in whole or in part) if we reasonably determine that:
● you have violated these Terms or any applicable policies;
● your use of the Services poses a security risk, could harm Habsy, the Services, other users, or third parties, or could expose Habsy to liability;
● your account has been used for suspected fraud, abuse, or unauthorized access;
● we are required to do so to comply with applicable law, a lawful request, or to protect the rights, safety, and integrity of Habsy or the Services.
Where reasonably practicable, we may provide notice and an opportunity to cure; however, we may act immediately without notice when necessary to protect the Services, address security concerns, prevent harm, or comply with law.

16. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, HABSY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Services will be uninterrupted, error-free, or that defects will be corrected.

17. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:
● HABSY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF
PROFITS, REVENUE, GOODWILL, OR DATA.
● HABSY’S TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE AMOUNTS YOU PAID TO HABSY FOR THE SERVICES IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR $100 USD (OR EQUIVALENT), WHICHEVER IS GREATER.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

18. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Habsy, its affiliates, and each of their respective directors, officers, employees, contractors, and agents from and against any and all claims, demands, actions, proceedings, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of
or relating to:
● your access to or use of the Services (including any activities conducted through your account);
● your User Content, Contact Data, or any data you upload, import, process, or share through the Services;
● your violation of these Terms, our policies, or applicable law or regulation (including privacy, marketing, and anti-spam laws);
● your alleged or actual infringement, misappropriation, or violation of any intellectual property, privacy, or other rights of a third party; or
● your misuse of any integrations or Third-Party Services enabled through the Services.
Habsy reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense of such claims.

19. Governing Law and Venue (Canada and India)

Habsy supports users globally and maintains a compliance program designed to address applicable regional requirements, including privacy and consumer protection laws, based on where a customer is established and/or billed. While our Services may be accessed from many
countries (including locations where Habsy does not have a physical presence), the governing law and venue for these Terms are determined as follows:
19.1 Customers Established Outside India
These Terms are governed by the laws of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. You agree that the courts located in Toronto, Ontario will have exclusive jurisdiction over any dispute arising out of or relating to these Terms
or the Services, except where prohibited by applicable law.
19.2 Customers Established in India
These Terms are governed by the laws of India, without regard to conflict-of-law principles. You agree that the courts located in Bangalore, Karnataka will have jurisdiction over any dispute arising out of or relating to these Terms or the Services, except where prohibited by applicable
law.
Nothing in these Terms limits any rights or remedies that cannot be excluded or waived under applicable law, including mandatory consumer protection rights where applicable.

20. Notices and Contact

If you have questions about these Terms or the Services, you may contact us at:
Support: support@habsy.ai
Legal: legal@habsy.ai
Notices to Habsy
To the extent a notice is required or permitted under these Terms, you must send it in writing to legal@habsy.ai and, where applicable, by mail to:
Habsy Inc.
300-181 University Ave
Toronto, ON M5H 3M7
Canada

21. Miscellaneous

Entire Agreement. These Terms, together with any policies or documents they expressly incorporate by reference, constitute the entire agreement between you and Habsy regarding the Services and supersede any prior or contemporaneous understandings. If you are an enterprise customer and have a written order form, statement of work, or master services agreement with Habsy, that agreement will govern to the extent of any conflict.
Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.
No Waiver. Habsy’s failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision, and any waiver must be in writing and signed by Habsy.
Assignment. You may not assign or transfer these Terms, by operation of law or otherwise, without Habsy’s prior written consent. Habsy may assign or transfer these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all assets.
Force Majeure. Habsy will not be liable for any delay or failure to perform resulting from causes beyond Habsy’s reasonable control, including (without limitation) internet or telecommunications failures, hosting or platform/provider outages, labor disputes, acts of God, natural disasters,
epidemics or pandemics, war, terrorism, civil unrest, governmental actions, sanctions, or other events of similar nature. In such circumstances, Habsy will use reasonable efforts to resume performance as soon as practicable.